The Best Affordable dental insurance plans
- Affordable dental insurance plans their own insurance to cover potential accidents that may affect their members.
- For example, outdoor enthusiasts can participate in an insurance policy that covers the costs of a rescue helicopter from the Alps.
Affordable dental insurance plans
- Federal law requires everyone living in Switzerland to have access to basic health insurance covering many health conditions, from birth, to visits to doctors and serious illnesses.
- All health insurance companies must provide the same services covered by the basic insurance policy, but may not cover optional services.
- To learn more of the benefits covered by the law, please see the this page from the site of the Federal Health Office External link .
Many people seek additional health coverage through supplementary insurance.
- which can cover almost all aspects of health care, including dental care, the use of a special room in the hospital, or illness when the insured is outside Switzerland.
- There are several insurance models, including the HMO (Health Maintenance Organization in English), an alternative form of compulsory.
- Health insurance, in which the insured undertakes to seek a medical clinic for this system first in case of illness. There is also a general practitioner family doctor form or a Telmed form.
- These models require patients to follow certain procedures when seeking health care in return for a reduction in premium information.
MIXED PRICES FOR IDENTICAL SERVICES
- Since the adoption of the Swiss basic health insurance system in 1996, insurance premiums have risen markedly, with the benchmark price more than doubling while not rising .
- Persons who have just arrived in Switzerland and intend to live there must join an insurance company within three months of their entry into the country.
- Individuals in Switzerland pay health insurance fees in the form of monthly premiums, as well as a contribution of 10% of the cost of treatment and medicine to 700 Swiss francs per year.
- The insured must also take a personal share of the therapeutic costs ranging from 300 to 2,500 francs per year for adults and between 0 and 600 francs for children.
- Health coverage may be limited to the canton where the insured lives, with exceptions for emergencies.
An individual as a result of an accident
- so separate accident insurance is required. Any person who works for the same employer for at least eight hours per week covered by this type of insurance automatically .
- including exposure to accidents outside work – does not need to purchase an accident insurance policy.
- For a list of frequently asked questions in this area, and to learn more about how the Swiss health care system.
- works, please download the “Your Questions and Answers ” link from the Federal Office of Public Health website.